Personal Tax

PERSONAL TAX

Your personal tax should reflect your life — not just last year's numbers on a form. At TaxDigit, chartered certified accountants in Guildford, Surrey, we take the time to understand you, your family circumstances and your financial goals, then build a tax plan that keeps more of your money where it belongs.

Whether you are a company director, landlord, sole trader, expat or high earner, we handle the detail of your self-assessment while actively looking for legitimate ways to reduce what you owe — this year and for years to come.

The problems we solve for you

Most people overpay tax simply because no one is looking ahead on their behalf. We change that.

• Overpaying tax — we minimise your liabilities wherever the law allows.
• Self-assessment stress — accurate returns, completed and filed on time.
• Missed planning — lifetime tax, wealth and inheritance planning, not just compliance.
• Feeling like a number — a personal adviser who knows your name and your goals.

Why companies choose TaxDigit

We work closely with financial services advisers to look after your wider wealth — so your tax planning and your life plans pull in the same direction.

• A dedicated, qualified accountant who understands your full financial picture.
• Proactive, year-round advice on income, capital gains and inheritance tax.
• Plain-English guidance with no jargon and no surprises.
• Trusted UK tax advisors serving individuals across Guildford and Surrey.

Tailored to the specific needs of each client

No two clients are the same, so no two tax plans should be either. We look at your overall position — income, investments, property and family — and advise on lifetime tax and wealth planning so you can make confident decisions today and protect what you pass on tomorrow.

Speak to a personal tax specialist

Frequently asked questions

Do I need to file a Self Assessment tax return?

If you are self-employed, a company director, a landlord or have significant untaxed income, you almost certainly do. We check your position and handle the return for you.

When is the Self Assessment deadline?

Register by 5 October 2026 if you have not filed before. Paper returns are due by 31 October 2026, online returns by 31 January 2027, and any tax owed must be paid by 31 January 2027. Source: GOV.UK.

Can you help me pay less tax, legally?

Yes. We make sure you claim every allowance and relief you are entitled to, from expenses to pension and allowance planning.

What is the Personal Allowance for 2026/27?

The standard Personal Allowance is £12,570. It falls by £1 for every £2 of adjusted net income above £100,000, so it is zero once income reaches £125,140. Source: GOV.UK.

What are the Income Tax rates for 2026/27?

Outside Scotland, with the standard allowance: 20% basic rate on taxable income from £12,571 to £50,270, 40% higher rate from £50,271 to £125,140, and 45% additional rate above £125,140. Scotland has its own bands. Source: GOV.UK.

What are payments on account?

They are advance payments towards next year’s bill, due by 31 January and 31 July, each normally half of last year’s tax. You do not have to make them if last year’s bill was under £1,000, or if more than 80% of your tax was collected outside Self Assessment, for example through PAYE. Source: GOV.UK.

Can you file a UK tax return if I live abroad?

Yes. We prepare and file UK Self Assessment returns for non-residents and expats with UK income such as rent, pensions or employment, including the residence position and any double taxation relief claim. We work in English, with translated pages for many languages.