Ghanaian Accountants
in London & across the UK — Twi, Fante, Ewe and Ga spoken

Accountants for Ghanaian businesses, self-employed people and landlords across the UK. TaxDigit is a UK firm of chartered certified accountants. We work with Ghanaian business owners, sole traders, contractors, healthcare workers with side businesses, landlords and Ghanaian companies coming to the UK, on company accounts, bookkeeping, VAT, payroll, CIS, corporation tax and Self Assessment. A member of our team speaks Twi, Fante, Ewe and Ga, so you can talk things through in your own language.

In short: if you want a UK accountant you can speak to in Twi, Fante, Ewe or Ga, TaxDigit has a team member who speaks all four. The advice itself is UK advice from a UK firm: our engagement letters, written advice and HMRC and Companies House filings are in English, and we work alongside your adviser in Ghana for anything on the Ghana side. We set up UK companies as a Companies House Authorised Corporate Service Provider (ACSP AP019483), including the identity verification of directors who live in Ghana.

Speak to us in your own language

Twi (Asante and Akuapem)

The most widely spoken of the Akan languages and the language many Ghanaians in the UK use at home. Ask us about your tax return, your company or a letter from HMRC in Twi.

Fante

The Akan language of the Central and Western coast, from Cape Coast to Takoradi. You can speak to us in Fante.

Ewe

The language of the Volta Region and of communities across the border in Togo. You can speak to us in Ewe.

Ga

The language of Accra and the Greater Accra coast. You can speak to us in Ga.

Tell us which language you prefer when you contact us and we will arrange the call with the right person. Written documents stay in English, because that is the language of HMRC and Companies House.

Three things Ghanaians in the UK ask us constantly

Sending money home to Ghana

Sending part of your UK earnings to family in Ghana does not, by itself, create a UK tax charge or give you a UK tax deduction. What matters is where your income arises and where you are tax resident, not what you do with money after it has been taxed. If someone has told you otherwise, get it checked before you act on it.

Rent, a business or a house in Ghana while you live in the UK

If you are UK resident, the UK taxes your worldwide income, so rent from a house in Ghana or profits from a business there usually belong on your UK Self Assessment return, with credit for Ghanaian tax paid under the 1993 UK–Ghana Double Taxation Convention. People who arrived in the UK after ten years of non-residence may be able to use the four-year foreign income and gains regime that started on 6 April 2025. We work out the UK position and the treaty credit; your adviser in Ghana deals with the Ghana Revenue Authority.

A job and a side business

Many of our Ghanaian clients are employed, often in the NHS or social care, and also run a business, drive, cater, trade or rent out property. Once self-employed income goes above the £1,000 trading allowance, a Self Assessment return is normally needed. We register you with HMRC, keep your records simple and file on time.

What we do

• Setting up a UK company: incorporation, registered office, director and PSC registration, and Companies House identity verification, including for directors who live in Ghana. TaxDigit is a Companies House ACSP-registered formation agent.
• Annual accounts and corporation tax: statutory accounts and the company tax return.
• Self Assessment: for sole traders, contractors, directors and landlords, including income from Ghana.
• CIS: registration, monthly returns for contractors, and repayment claims for subcontractors.
• VAT: registration, scheme selection and Making Tax Digital filing.
• Payroll and PAYE: RTI submissions, payslips and pensions auto-enrolment.
• Bookkeeping: cloud bookkeeping and management accounts.
• Cross-border: UK residence, income arising in Ghana, and UK subsidiaries of Ghanaian companies.

Ghanaian companies coming to the UK

Ghanaian engineering, construction, oil and gas services, consultancy and trading companies increasingly win UK contracts or open a UK company. Four UK rules have to be checked first: whether the work creates a permanent establishment (a building site or installation project does so after more than six months, and supervisory activities after more than three, under Article 5 of the UK–Ghana convention), whether UK VAT applies from the first invoice (a business with no UK establishment has no registration threshold), whether the Construction Industry Scheme applies (30% deduction unregistered, 20% registered, 0% with gross payment status), and whether staff stay within the 183-day rule in Article 15. Our UK accountant for Ghanaian businesses page covers this in detail.

How we work

TaxDigit works remotely with clients across the whole UK and in Ghana from its Guildford head office: video or phone calls at a time that suits you, documents exchanged securely online, and a named point of contact rather than a call centre. Fees are agreed in advance.

We are explicit about language because it matters. You can speak to us in Twi, Fante, Ewe, Ga or English; our written advice, engagement letters and filings are in English. TaxDigit is a UK firm giving UK advice. We are not members of the Institute of Chartered Accountants, Ghana, we do not use Ghanaian professional titles, and we do not give Ghanaian domestic tax advice. Where you need Ghana-side advice, we work alongside your adviser in Ghana.