The gap between incorporating and trading just got shorter — from 28 August 2026 TaxDigit is an affiliate partner of Revolut Business, so clients forming a UK company with us can apply for a business account using the very details we have just filed at Companies House. TaxDigit are chartered certified accountants in Surrey advising clients UK-wide, and this article sets out what the partnership covers, what the introductory offer includes, what it excludes, and how we are paid for making the introduction.
Why the Gap Between Incorporation and Banking Matters
Incorporation gives a company a legal identity. It does not give it anywhere to be paid. A limited company is a separate legal person from the people who own it, so its money has to be kept separate from theirs — and until there is an account in the company name, invoices cannot be settled and suppliers cannot be paid.
In practice this is where new companies lose weeks. Several high-street banks take a long time to onboard a business, and some decline outright where every director lives outside the UK. Founders then trade through a personal account, which creates director’s loan account entries that have to be unpicked at the year end, at their cost.
What the Partnership Gives TaxDigit Clients
- A dedicated TaxDigit application page built by Revolut, rather than a generic sign-up route.
- Multi-currency accounts in more than 25 currencies, exchanged at the interbank rate within plan limits.
- UK account details plus IBAN and SWIFT, so overseas customers can pay without a correspondent bank in the way.
- Physical and virtual cards for the whole team, with per-card limits and approval rules instead of one shared debit card.
- Transfers to more than 150 destinations from the same account.
- Direct connections to Xero, Sage, QuickBooks and more than 45 other tools, so the bank feed runs straight into the bookkeeping we already do for you.
- An application that can be made the same day the company is incorporated, using consistent filed details.
The Introductory Offer — and Its Conditions
Sign up from the TaxDigit partner page before 31 December 2026, then add money to the new Business account, and a one-month promotional trial of the Basic, Grow or Scale plan is applied automatically. The conditions matter as much as the offer:
- It is open to customers who are new to Revolut Business. An existing account holder gets nothing.
- Subscription fees begin automatically when the trial month ends. You can cancel free of charge before it does.
- Any cards you order, and their delivery, are charged separately.
- Eligible plans and trial length can vary by offer, and Revolut’s fees, promotion terms and Business terms and conditions apply.
Who Benefits — and Who Should Still Pay Attention
The clearest beneficiaries are newly incorporated companies and overseas founders. Revolut Business accepts applications for UK-registered companies whose directors are based abroad, subject to its own onboarding checks — a meaningful difference from banks that require a UK branch visit. Approval remains Revolut’s decision, not ours, and we do not present it as a certainty.
Two groups should think harder. If you already hold a Revolut Business account, the offer does not apply to you. And if your plans depend on a lending relationship with a UK high-street bank, an e-money or app-based account may sit alongside that rather than replace it. We are affiliated with a number of UK providers and are not tied to any one of them.
What New Company Owners Should Do Now
- Complete the incorporation and identity verification first — the application asks for a company number that has to exist.
- Have the certificate of incorporation, director and PSC details and a UK registered office address to hand.
- Write a clear description of what the business actually does. Vague answers slow applications far more than complicated ones.
- Make sure the addresses on the application match what Companies House holds. Mismatches are the most common reason an application stalls.
- Once the account is funded, ask us to connect the bank feed to your bookkeeping before the first quarter closes.
Frequently Asked Questions
Can I apply before my company is registered?
No. The application asks for your company number and registered details, so the company has to exist at Companies House first. In practice we incorporate the company and you apply the same day.
Can a director living outside the UK open a UK business account?
Revolut Business accepts applications for UK-registered companies with overseas directors, subject to its own identity and business checks. That is a genuine difference from several high-street banks, but approval is still Revolut’s decision.
Is TaxDigit paid for the introduction?
Yes. TaxDigit is an affiliate partner of Revolut and may receive a commission if you open and fund an account through our links. It costs you nothing extra and it does not change the fees you pay us. We disclose it because we are an ACCA firm and we think you are entitled to know when we have an interest in a recommendation. We are not a bank, we are not authorised by the Financial Conduct Authority, and we do not hold client money.
Will the account connect to my bookkeeping?
Yes. Revolut Business connects to Xero, Sage, QuickBooks and more than 45 other tools. Where we keep your books, we link the feed once and transactions flow through to your management accounts, VAT returns and year-end accounts without manual entry.
How TaxDigit Can Help
We handle the incorporation itself as a Companies House Authorised Corporate Service Provider — see our company formation and ID verification service — and we can start your UK company registration today. Our Revolut Business account guide sets out the application step by step, and our bookkeeping team connects the feed once the account is live. The full offer terms are on the TaxDigit partner page at Revolut.
Plan Ahead With TaxDigit
Forming a company and opening an account are one job, not two, and they are far easier done in the same week than three months apart. Call 01483 230 777, email info@taxdigit.co.uk or use our contact page for a confidential, no-obligation conversation about your formation and banking.